The Beazley breach insights for July 2018 provide interesting statistics on the top causes of data breaches with hack or malware attacks and accidental disclosure taking the lead. In particular, I found the report on the continuously rising Office 365 email compromises helpful - and especially the advice how companies can prevent those by two-factor authentication and training.

We currently see quite a bit of debate on what obligations may be imposed on insured in cyber policies by their insurers. In fact, the example above shows that, quite often, it is not about imposing onerous duties on the insured but, at best in a risk dialogue, identifying specific measures that can help both, the insured and the insurer, to manage and mitigate the covered risks.